Universal HealthcareBy NextBestFit

Adds paperwork, coordination, or complexity

The path adds rules, verification, accounting, or coordination between organizations, which can slow legitimate payments or confuse patients. This matters most when procedures are complicated or staff are scarce, and less when they are simple and well run.

Under your mix of paths

Paths that create or worsen it
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Caused or worsened by these paths

A cost these paths share. Each path's page says how it applies there.

Value-based cost sharingUnderinsurance: covered, but can't afford to use itRejected

Defining and updating service-value tiers is complex, and patients may not understand why some services are free while others are charged.

Cover lawful residents; keep emergency care for othersImmigrants and mixed-status families fall through gapsRejected

Different eligibility rules leave mixed-status families confused about coverage.

Income-based premiums in a multi-payer systemPremiums are a large, flat, hidden tax on wagesRejected

Income-based contributions require special rules for self-employed and gig workers.

Public drug formulary and direct pricingPharmacy benefit managers profit from opaque drug pricingChosen

Direct public drug administration requires the agency to handle formulary and claims work.

Limit patent thickets and evergreeningPatent thickets and evergreening delay genericsChosen

Patent limits and restrictions on exclusivity extensions require new capacity in patent offices and courts.

Pay more for reliable supplyDrug shortages of cheap, essential genericsChosen

Paying for reliable supply requires supplier reliability ratings, which are new and complex.

Fair dispensing fees and support for rural pharmaciesPharmacy closures and pharmacy desertsChosen

Cost-covering dispensing fees require regular updates to fee levels.

Expand midwives and birth centersMaternity care desertsChosen

Midwives and freestanding birth centers need fast hospital transfers when complications occur.

Invest outside health careWorse outcomes than peer countries despite the highest spendingChosen

Spending on housing, nutrition, and public health extends outside the health budget and requires coordination with other agencies.

Pre-payment analytics and auditsFraud and improper paymentsChosen

Pre-payment fraud detection can flag legitimate claims incorrectly and delay their payment.

Stricter provider enrollmentFraud and improper paymentsChosen

Background checks, site visits, and enrollment restrictions slow legitimate new providers.

Tighter hospice oversightHospice growth, for-profit entry, and fraudChosen

Hospice enrollment restrictions slow legitimate growth, and audits of long stays are costly.

Keep social programs separateHousing, food, and transportation drive health, but health care isn't designed for themRejected

Separate housing, food, and health programs depend on coordination across agencies, which is weak in the United States.

Strong health privacy lawHealth privacyChosen

Extended privacy protections and strict access logs bring compliance costs.

Fixed budget share for program integrityOne payer becomes one targetChosen

Fraud detection and audits can also burden honest providers.

Value-added taxReplacing premiums with taxesRejected

Collecting a dedicated consumption tax requires a new collection system.

A mix of payroll, income, and redirected spendingReplacing premiums with taxesChosen

Combining different funding sources makes the financing more complex and harder to explain.

Waiting-time guarantees as a backstopFixed budgets can ration careChosen

Charging treatment at another hospital back to the original hospital’s budget requires complex accounting.

Risk adjustment plus outcome monitoringPaying a fixed amount per patient rewards doing lessChosen

Adjusting payments for patient sickness and monitoring access and outcomes adds complexity.

Blended payment: part capitation, part fee-for-servicePaying a fixed amount per patient rewards doing lessChosen

Combining per-patient payments and service fees makes payment administration more complex.

Residence period before eligibilityCovering all residents raises cost and migration concernsChosen

Checking proof of residence for coverage requires verification paperwork.