Universal HealthcareBy NextBestFit
Phase 3: Waves 2 & 3: working-age adults · Step 3.1

Enroll adults 45–54 (Year 2) and 35–44 (Year 3)

Start of Years 2 and 3 · UHA; employersDiscuss this step

Implementation risks

RiskMitigation
Adverse selection in the remaining individual market (younger, healthier people leave last, but the sickest young people may drop out of employer plans early).The Marketplace remains with subsidies until Year 4.