Universal HealthcareBy NextBestFit

Create integrated care organizations (ICOs)

Years 2–4 · UHADiscuss this step

Every concrete action this step requires, who is responsible, and when it happens relative to enactment.

#ActionOwnerWhenTrade-off
3.6.1Define requirements: own or employ primary care and hospital services, accept all comers in their service area, publish quality and waits.UHAYear 1Strict requirements keep ICOs genuine but exclude smaller systems.
3.6.2Set capitation at 97% of expected UHP spending for the enrolled population (risk-adjusted), with audits of risk coding.Rates BoardYear 2A 97% capitation rate guarantees savings but may be too low for systems serving sicker patients.
3.6.3Patients choose an ICO annually; they can see non-ICO providers only for emergencies and the wait-time guarantee.UHAYear 2+Annual lock-in keeps budgets stable but limits patients' mid-year choice.
3.6.4Prohibit ICOs from offering cash benefits, gift cards, or marketing.UHAYear 2Banning marketing prevents MA-style gimmicks but makes it harder for patients to learn about ICOs.