Universal HealthcareBy NextBestFit
Phase 4: Wave 4: everyone · Step 4.2

End employer-sponsored insurance for covered services

Year 4 · Employers; DOL; OPM (FEHB); state & local governmentsDiscuss this step
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Task 4.2.2 of 6

The Federal Employees Health Benefits program (FEHB, about 8M people) closes; OPM converts the employer contribution to pay or retirement contributions per maintenance-of-compensation rules.

Who does it
OPM
When
Day 1
Trade-off

Closing FEHB treats federal workers like everyone else but ends a benefit used in federal recruitment.

Part of: End employer-sponsored insurance for covered services

Job-based coverage for UHP services ends for about 179 million people. Employer premium payments of $1.05T (private, federal, state & local) stop; the employer tax ($873.4B) is at its full rate. Worker premium contributions ($382.1B) end.

This step changes 5 existing laws, programs, or institutions. See the list.