Universal HealthcareBy NextBestFit
Phase 4: Wave 4: everyone · Step 4.2

End employer-sponsored insurance for covered services

Year 4 · Employers; DOL; OPM (FEHB); state & local governmentsDiscuss this step
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Task 4.2.1 of 6

Private employer plans terminate for UHP services; employers may offer supplementary benefits (cosmetic dental, premium eyewear, private rooms).

Who does it
Employers
When
Day 1
Trade-off

Ending employer plans ends job lock but removes coverage many workers liked.

Part of: End employer-sponsored insurance for covered services

Job-based coverage for UHP services ends for about 179 million people. Employer premium payments of $1.05T (private, federal, state & local) stop; the employer tax ($873.4B) is at its full rate. Worker premium contributions ($382.1B) end.

This step changes 5 existing laws, programs, or institutions. See the list.