Universal HealthcareBy NextBestFit
Phase 3: Waves 2 & 3: working-age adults · Step 3.3

Wind down the private health insurers

Years 1–5 · State insurance commissioners; NAIC; UHADiscuss this step

Implementation risks

RiskMitigation
Insurers fail during run-off, leaving claims unpaid.State guaranty associations; UHA backstop for unpaid provider claims, recovered from the insurer's estate.