Universal HealthcareBy NextBestFit

Wind down the private health insurers

Years 1–5 · State insurance commissioners; NAIC; UHADiscuss this step
← All costs for this step

Broker & agent commissions lost

Commissions and marketing for health coverage end except for supplementary insurance. This is part of insurer overhead, shown separately.

Result
−$32.0B
Per resident, per year
−$94
÷ 341.1M people
Per household
−$242
÷ 132.2M households

How it's calculated

#StepArithmeticValue
1
Broker & agent commissions lost
−$32.0B
2
Per resident, per year (what everyone was paying for it)
$32.0B ÷ 341.1M$94

Inputs used

InputKindValue
Broker & agent commissions and marketingestimate, low confidence$32.0B
Trade-off: Intermediaries' revenue is the system's administrative cost; ending it saves money and ends their jobs and business.