Universal HealthcareBy NextBestFit

Wind down the private health insurers

Years 1–5 · State insurance commissioners; NAIC; UHADiscuss this step
← All costs for this step

Jobs: Health & medical insurance carriers (incl. Medicare Advantage & Medicaid plans)

Underwriting, sales, network contracting, utilization management, and claims adjudication for UHP-covered services end. About 15% of roles (claims processing, nurse care managers, data analysts) map onto UHP and integrated-care-organization jobs. Where: Concentrated in Hartford & Bloomfield CT (Aetna, Cigna), Minnetonka & Eden Prairie MN (UnitedHealth), Louisville KY (Humana), Indianapolis IN (Elevance), St. Louis MO (Centene), Long Beach CA (Molina), plus regional Blues plans in every state.

Result
−$35.8B
Per resident, per year
−$105
÷ 341.1M people
Per household
−$271
÷ 132.2M households

How it's calculated

#StepArithmeticValue
1
Employed today
451,820
2
Share displaced
85%
3
Jobs displaced
451,820 × 85%384,047
4
Average annual wage
$93,210
5
Annual wages lost (before reemployment and transition support)
384,047 × $93,210−$35.8B
Trade-off: Accepted under the plan's ground rules; cushioned by the worker transition program and hiring preference at UHA.