Phase 2: Wave 1: seniors, near-seniors, and children · Step 2.1

Upgrade Medicare enrollees into UHP

Year 1, Day 1 · UHADiscuss this step

← All tasks for this step

Task 2.1.5 of 7

Medigap: policies terminate on Day 1; insurers refund unearned premiums pro rata within 60 days.

Who does it

State regulators

When

Day 1

Trade-off

Terminating Medigap on Day 1 saves seniors money but abruptly ends a product millions chose.

Part of: Upgrade Medicare enrollees into UHP

All 67 million Medicare enrollees move into UHP on day one. Part B and Part D premiums, deductibles, and coinsurance end. Dental, vision, and hearing are added.

This step changes 8 existing laws, programs, or institutions. See the list.