By NextBestFitMedicare Part B (physician & outpatient)
absorbedYear 1Federal programs
Today
Voluntary; $185/month premium (2025) plus income-related surcharges (IRMAA); 20% coinsurance with no cap.
Under the plan
Folded into UHP. Premiums, IRMAA, and coinsurance end; Social Security checks rise by the premium amount.
Trade-off
Higher-income seniors who paid IRMAA gain the most per person among seniors, though they pay the household premium.
Money
- Medicare Part B & D premiums$132.3B → $0.0B