End employer-sponsored insurance for covered services

Year 4 · Employers; DOL; OPM (FEHB); state & local governmentsDiscuss this step

Multiemployer (Taft-Hartley) union health funds

endsYear 4Private sector

Today

Jointly trusteed funds covering millions of union members.

Under the plan

Convert to supplementary benefits or dissolve; assets to members or pensions.

Trade-off

Unions lose an institutional role; members gain portable coverage.