Universal HealthcareBy NextBestFit
Phase 5 · Year 5 onward

Stabilize & govern

Keep costs growing no faster than the economy, keep waits within the guarantee, keep the program honest, and decide with evidence whether to change the core design.

Done when
  • Per-capita spending growth at or below the target for 3 consecutive years.
  • 90%+ of patients treated within the guarantee in every specialty and region.
  • Improper payment rate below 3%.
  • Year-10 review completed and voted on.

Changes from chosen paths in this phase: 29

18 chosen solution paths (draft picks awaiting review) land in this phase. See every change.

Detailed steps

  1. 5.1
    Set a spending growth target

    Total UHP spending per person grows at most at GDP-per-capita growth + 0.5 points. The Rates Board sets fee updates and hospital budget growth to meet it.

    3 tasks · 0 cost items · Annual, starting Year 5
  2. 5.2
    Run program integrity & fraud control

    With one payer, fraud schemes that exploit gaps between payers disappear, but every scheme now targets one payer. UHP funds fraud control at a higher rate than Medicare does today.

    4 tasks · 0 cost items · Year 1 onward
  3. 5.3
    Run an independent evaluation and the Year-10 review

    An independent evaluator reports annually on access, quality, waits, health outcomes, costs, and the labor market. In Year 10 Congress must vote on the duplicative-insurance ban and the cost-sharing standby option based on that evidence.

    3 tasks · 0 cost items · Annual reports; Year 10 vote
  4. 5.4
    Pilot a no-fault patient compensation system (optional)

    Replace malpractice litigation in pilot states with an administrative compensation system for avoidable injuries, funded from the Trust Fund, paired with mandatory safety reporting.

    3 tasks · 0 cost items · Years 3–10
  5. 5.5
    Plan capacity regionally

    Regional capital boards allocate the $168.2B-a-year capital budget toward the services with the longest waits, and publish 5-year capacity plans.

    3 tasks · 1 cost items · Annual