Phase 1: Enactment & build · Step 1.11

Rewrite insurance & benefits law

Effective in stages with each enrollment wave · Congress; DOL EBSA; Treasury; state insurance commissionersDiscuss this step

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Task 1.11.3 of 6

Repeal the employer mandate penalty (IRC §4980H) and the individual-market subsidies (IRC §36B) at Year 4.

Who does it

Congress

When

Year 4

Trade-off

Repealing the employer mandate ends hiring distortions but removes a requirement employers have planned around.

Part of: Rewrite insurance & benefits law

Amend ERISA, the tax code, and the ACA so that employer plans and private insurance cannot duplicate UHP benefits, and so supplementary insurance is regulated.

This step changes 10 existing laws, programs, or institutions. See the list.