Rewrite insurance & benefits law

Effective in stages with each enrollment wave · Congress; DOL EBSA; Treasury; state insurance commissionersDiscuss this step

ACA insurance market rules (guaranteed issue, community rating, essential health benefits, MLR)

amendedYear 4Federal insurance & health law

Today

Govern the individual and small-group markets.

Under the plan

Moot for core coverage; adapted to regulate supplementary coverage (85% minimum MLR).

Trade-off

None for patients; insurers face strict rules on a much smaller market.