By NextBestFitHealth insurer net earnings (average 2023–2024)
Amount
$42.0B
per year
Per resident, per year
$123
÷ 341.1M people
Per household, per year
$318
÷ 132.2M households
How it is built
($25B + $9B) ÷ 2
Part of: Net cost of health insurance ($306.0B)
Problems this cost relates to
Sources: NAIC (2024)